Terms of Use

1. Acceptance of Terms

By using Affordwise, you agree to these Terms of Use. If you do not agree, please do not use the service.

2. Not Financial Advice

Affordwise provides general information and calculation tools for educational purposes only. Nothing on this platform constitutes financial advice, mortgage advice, or a recommendation to purchase any property or financial product. Affordwise is not regulated by the Central Bank of Ireland.

Always consult a qualified, Central Bank-regulated mortgage broker or independent financial advisor before making any property or financial decision.

3. Accuracy of Information

Affordability calculations are based on general Central Bank of Ireland mortgage rules and assumptions about interest rates and repayment periods. Actual lending decisions depend on individual lender criteria, your personal financial circumstances, credit history, and many other factors.

Scheme eligibility information is based on publicly available government information and may not reflect the most recent updates. Always verify eligibility directly with the relevant government body (Revenue.ie, firsthomescheme.ie, localauthorityhomeloan.ie).

4. Third-Party Content

Development listings and broker information are provided for information purposes only. Affordwise does not endorse, verify, or take responsibility for any third-party developer, broker, or scheme provider.

5. Limitation of Liability

To the fullest extent permitted by Irish law, Affordwise shall not be liable for any loss, damage, or financial consequence arising from use of or reliance on information provided on this platform.

6. Governing Law

These terms are governed by the laws of Ireland. Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.

7. Changes

We may update these terms at any time. Continued use of Affordwise after changes constitutes acceptance of the revised terms.